Building Surveys

This Family regrets not having done a survey before buying. Do not be caught out, be informed.

A detailed report provides you with an in-depth analysis of the property’s condition highlighting a range of issues which includes advice on defects, repairs and maintenance options.

If you are buying a large or old property, or are planning major works, a Building Survey is essential.

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The Building surveying is all about taking care of the detail. Whether that is a residential house or flat, the diagnosis of defects and damage assessment is vital to ensure your property is sound.

Before you buy a property do the right thing. Get a survey done.

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Building Surveys

The Building Survey is all about taking care of the detail. Whether that is a residential house or flat, the diagnosis of defects and damage assessment is vital to ensure your property is sound.

This level of survey is the most comprehensive report. It provides you with an in-depth analysis of the property’s construction, condition. It also includes advice on defects, repairs and maintenance options.

The report will offer advice on when you might want to carry out such maintenance and what costs might be involved in carrying them out.

Building Surveys prioritise the more important considerations that require immediate investigation or repair and the implications that it could cause.

Why Get a Building Survey?

If you’re buying an older, pre-1960 home, rundown properties, altered or unusual buildings, then a Building Survey is recommended.

A Building Survey is also useful if you have plans for future works and alterations.

While this survey is more thorough, it’s still non-invasive. That means your surveyor won’t knock holes through the wall or other things like that.

Building surveys are carried out to;

· Provide details of the construction;

· Access insulation, damp-proofing, drainage, etc.;

· Highlight all major and minor structural concerns;

· Highlight major and minor defects and their implications;

· Provide an overview and estimate of the potential cost of repairs;

· Provide recommendation for other specialist inspections, etc

Want to book a Building Survey?

Call us on 03337729516 or Email Us on surveys@shapesurveyors.co.uk  and we’ll help you buy your next property with minimum fuss.

Homebuyer Reports

A HomeBuyer Report is a survey suitable for conventional properties in reasonable condition.  You could use the report’s suggestions for repairs to renegotiate the price.

If you need a general review of a property that appears to be in a relatively nice condition or below 40 to 50 years old, you’ll be fine with a homebuyer’s report.

The surveyor, in this case, will conduct a visual inspection to;

  • Highlight potential concerns in detail
  • Provide information on the property’s condition
  • Identify urgent works and decisions that should be made before signing the contract
  • Get an idea of whether the property is reasonably priced, and
  • Determine whether to proceed or walk away from the purchase, etc.

What’s included in the Homebuyer Report?

The Homebuyer Report is known to provide extensive information about the conditions of specific areas and aspects of residential properties. These can include;

  •  General review of the property’s condition;
  •  Providing an overview of some legal considerations;
  •  Most major and minor issues that would need urgent attention;
  •  Providing an insight into whether the property’s pricing is reasonable;
  •  Providing an overview of required repairs and maintenance requirements;
  •  Help determine whether to proceed with the offer, open renegotiation or walk away, etc

If this sounds like something you need. Call us on 03337729516 or Email Us on surveys@shapeproperty.co.uk  and we’ll help you

Want to Pay off The Help to Buy Loan – You Need a Help to Buy Valuation

If you’re buying a house for the first time or moving homes, you can take advantage of the Help to Buy initiative to help you move up the property ladder quickly.

The Help to Buy is a popular equity scheme introduced by the government for people purchasing new build properties. There are different Help to Buy schemes, and they work in slightly different ways.

Help to Buy Equity Loan: Available for people who want to buy new-build properties in England worth up to £600,000.

Help to Buy Shared Ownership: you only have to buy a share of the property, between 25% to 70% the rest is owned by housing association.

Help to Buy ISA: A tax-free savings account for people saving money to buy their first home.

Forces Help to Buy: This scheme is only available to people serving in the Armed Forces.

Do you need a help to buy Valuation?

Call us on 03337729516 or Email Us on surveys@shapeproperty.co.uk  and we’ll help you

Looking to Buy More Shares in Your Shared Ownership Home

What is Staircasing?

Staircasing is the term given to buying extra shares in your shared ownership property.

How does Staircasing work?

Most leases allow you to buy extra shares in your home after you have made your initial purchase. You can choose to go up another step on the home ownership ladder by buying further shares, or you can, in most cases, choose to purchase all the remaining shares. In some cases it is not possible to staircase to 100%, this may be restricted to 80%. Your Housing Association will be able to advise you if this restriction is in place.

If you are a shared owner thinking of staircasing, you are advised to contact your mortgage lender to find out about further borrowing.

How much would further shares cost?

Shares are sold at the current market value, disregarding any improvements to your home that your landlord has consented to. The assessment of the current market value is made by a RICS qualified valuer. We have a panel of approved valuers on our website and your landlord will probably also have one. Check with your own landlord first to make sure you get the best deal. An estate agents valuation is not acceptable, nor is a valuation provided by your mortgage lender.

What do I do once I have received the valuation?

Once your landlord has sent a copy of the valuation, they will advise you of the cost of buying extra shares. If you wish to progress then you will need to instruct a solicitor to act for you, and ensure the details are passed to your landlord.

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